Retirement Plan Design
Shelter more than a basic SEP.
SEP, SIMPLE, Solo 401(k), and defined-benefit / cash-balance combinations, designed and coordinated to shelter meaningful income for high-earning owners.
What it includes
What working with us covers
Plan selection
We model SEP, 401(k), and defined-benefit/cash-balance options against your age, staff, and cash flow.
Defined-benefit & cash-balance
For established, profitable practices these can shelter dramatically more than a SEP.
TPA coordination
We design the strategy and coordinate with the third-party administrator who runs the plan.
Integrated with comp
Plan design works hand-in-hand with your compensation strategy.
How it works
Simple to start
Tell us your situation
A quick, secure intake — the basics and the one thing that’s been nagging you.
We review & document
We assess where you stand and write down the legitimate options available to you.
We stay ahead of it
Proactive, year-round advisory — we reach out before deadlines, not after.
Questions
Straight answers
Is a defined-benefit plan really worth it for me?
For an established, profitable practice it often shelters far more than a SEP — but it depends on your age, staff, and cash flow. We model it before recommending it.
Do you administer the plan?
We design the strategy and coordinate with a third-party administrator (TPA) who handles ongoing administration.
Let’s find what you’re leaving on the table
Complete the quick intake and Tim will reach out within 1–2 business days.
Get Started Today